Personal protection

We all think it won’t happen to us, the reality is that it often does and the consequences can be devastating. If this was the case, how long could you continue to sustain your current standard of living? Planning for your family’s financial future is more than just paying off outstanding debts…

How can we help you make the right decisions about personal protection?

Conversations around ill health, critical illness and death can be uncomfortable and therefore don’t feature in our daily lives. However, with Statutory Sick Pay providing just £94.25 per week*, it’s an area that really needs to be considered.

With every passing year, the risk of one of these life events disrupting us increases, as does the cost of appropriate cover – can you afford to wait?

The focus should be on what you need, not just what you have in place already. Only once this is established can you truly understand where you may be financially exposed.

Working with carefully selected providers, we can advise you on several key areas, including:

* as at November 2019.

Private Medical Insurance (PMI)

Income protection

Critical illness cover

Life insurance

Family income benefit

Whole of life protection

Choosing Morris Powell for personal protection advice

Financial protection involves some of the most personal aspects of your life: your family, your loved ones, your home and your career. We strip out the jargon and demystify the world of protection to help you build a bespoke protection portfolio to help guard against the risks you face.

Our commitment to you, we will

  • Act as your financial conscience
  • Conduct face-to-face financial planning, to understand you and your needs
  • Host regular meetings, evolving your financial plan to meet your goals over time
  • Always speak your language, financial advice doesn’t have to be a mystery

Let’s start the conversation.

    The Partner together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James’s Place Privacy Policy.


    Morris Powell Financial Management together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Morris Powell Privacy Policy  or the St. James’s Place Privacy Policy

    Let’s start the conversation.

      The Partner together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James’s Place Privacy Policy.


      Morris Powell Financial Management together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Morris Powell Privacy Policy  or the St. James’s Place Privacy Policy