Estate and inheritance
tax planning

Fundamentally, Estate and Inheritance Tax planning is all about making sure the right amount of money goes into the right hands at the right time. Your Estate is made up of everything you own, so it’s important to ensure that everything you have worked so hard to obtain, benefits the people you choose.

How can we help you with Estate planning?

Out of all of the planning areas, Estate planning is arguably the most complex. Receiving the right advice for your situation is imperative, it must balance you and your family’s current and future needs to be truly effective.

Writing a Will is rarely enough, this is just the start…

We are here to help you navigate your way through these complex rules, requirements and regulations as well as identifying your available allowances.

We can advise you on:

  • Valuing your Estate for Inheritance Tax purposes
  • Inheritance Tax mitigation
  • Intergenerational planning
  • Gifting and the allowances available to you
  • Potentially Exempt Transfers (PET’s)
  • Chargeable Lifetime Transfers (CLT’s)
  • Whole of Life insurance policies
  • The use of Trusts

Will writing and Lasting Powers of Attorney involve the referral to a service that is separate and distinct to those offered by St. James’s Place and along with Trusts are not regulated by the Financial Conduct Authority.

The levels and bases of taxation and reliefs from taxation, can change at any time. The value of any tax relief depends on individual circumstances.

Choosing Morris Powell for Estate planning

 Estate planning can be intimidating and unnerving but by taking the time to gain a deep understanding of your wishes, we can focus in on what is important for you and therefore can help you to prioritise your next steps.

Given that this is such a multi-faceted area, we work with a number of fellow professionals and specialists who advise on Later Life planning, Wills and Lasting Power of Attorneys. Please note, this will involve a referral.

Our commitment to you, we will

  • Act as your financial conscience
  • Conduct face to face financial planning, to understand you and your needs
  • Host regular meetings, evolving your financial plan to meet your goals over time
  • Always speak your language, financial advice doesn’t have to be a mystery

Let’s start the conversation.

The Partner together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James’s Place Privacy Policy.


Morris Powell Financial Management together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Morris Powell Privacy Policy  or the St. James’s Place Privacy Policy

Let’s start the conversation.

The Partner together with St. James's Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Partner's Privacy Policy or the St. James’s Place Privacy Policy.


Morris Powell Financial Management together with St. James’s Place Wealth Management plc are the data controllers of any personal data you provide to us. For further information on our uses of your personal data, please see the Morris Powell Privacy Policy  or the St. James’s Place Privacy Policy